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The American DreamCard™ Platinum MasterCard® is a unique platinum credit card designed for those that enjoy cash sweepstakes. This platinum credit card is issued by HSBC Bank Nevada, NA and requires very good credit. With this card, the more you use it, the more chances you earn to win the monthly sweepstakes!

The American DreamCard™ Sweepstakes program offers one entry for every dollar you spend. This applies not only to purchases, but also extends to cash advances and balance transfers! Apply today online and get an addition 1,000 entires! Each month the sweepstakes selects one winner for a cash prize which is a percentage of the net dollars spent by all participating cardholders during the drawing period. As you can imagine, this could be a nice payout. (See offer details for specifics on cash prize amounts.)

The Sweepstakes program also offers bonus entries for referrals. For every referral, you earn an additional 50 entries. If you referral becomes a cardmember, you will get an additional 1,000 bonus entries.

There are some other considerations with this card. The APR on this platinum credit card is a variable rate, and although this is becoming more commonplace, one should think about this if you plan to carry a balance. Another consideration is that this card lacks some of the typical “perks” normally seen with platinum credit cards. See the card issuer’s online offer for complete details.

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The TrueEarnings® Card from Costco and American Express was designed specifically for Costco members. This credit card requires average to excellent credit and provides a cash back reward for Costco members. Additionally, there is no annual fee for cardholders with a paid Costco membership, or you can use the card as a Costco membership card.

If you are planning to take advantage of the cash back program, here are some of the details. Rebates will vary, depending on the types of purchases you make. For general purchases, expect a 1% cash back rebate on this credit card. Travel related purchases using the TrueEarnings® Card from Costco and American Express will earn a

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2% cash back rebate, while restaurant and gas purchases will earn 3% cash back, up to $3000, and then 1% thereafter. Best of all, there are no limits to the amount of cash back you can earn, so this can be a great everyday expense credit card!

As with most American Express credit cards, you can expect a number of additional benefits. These would include purchase protection, up to $100,000 in travel accident insurance, auto rental insurance, zero liability for fraudulent purchases, extended warranties on purchases, emergency replacement for lost cards and other travel and emergency services. As a cardmember, you will also find discounts at various participating merchants and retailers.

Apply today and get a $25 credit on your statement with the first purchase you make with the credit card.

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The American Express® Preferred Rewards Gold Card is a great choice for those with excellent credit seeking a charge card with benefits such as points that can be used for travel and gift certificates. While this is a charge card, and does require payment in full each month, not carrying a balance can be a great benefit to some.

As a cardmember, you will have access to the Members Rewards program at no additional fee. This rewards program allows you to earn 1 point for every $1 spent on all purchases. After spending $500 in just 3 months, you would be eligible to recieve 10,000 bonus points, which can be redeemed for a $100 gift certificate at participating retailers and merchants.

Points in the Members Rewards program never expire and there is no maximum to the number of points that you can earn. There are over 21 airlines that will allow points redemption for travel, and points can be used for other rewards as well.

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One of the more exciting benefits of the American Express® Preferred Rewards Gold Card is the access to Gold Card Events. This exclusive service from American Express offers members access to tickets for select shows, concerts, sporting events and more… many times before they go on sale to the general public!

Additional services and benefits include lost luggage insurance, travel accident insurance, discounts as participating merchants, guaranteed hotel reservations, auto rental insurance, purchase and return protection and much more.

Apply today and the annual fee will be waived for the first year.

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The Discover® More(SM) Card is a great credit card for those with very good and excellent credit seeking to earn cash back on their purchases. With this credit card, you can earn between 1% – 5% of purchases as a Cashback Bonus®. The introductory APR and no annual fee are very attractive and make this credit card worthy of serious consideration.

The Cashback Bonus® reward program offered with the Discover® More(SM) Card is a great program that offers 5% Cashback Bonus® for purchases made in specific categories. These categories include restaurant, movies, travel, gas and more. General purchases earn 1% as well as up to 1% Cashback Bonus® for all other purchases… automatically! An added bonus for cardmembers is the ability to earn  up to double Cashback Bonus® when redeeming cash rebates for gift certificates from participating Discover® Card partners. Best of all, there is NO LIMIT on rebates* that can be earned with the Cashback Bonus® program and rebates do not expire as long as the account remains active within a 36 month period!

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The introductory APR is set at 0% for 6 months for purchases and balance transfers, and there is no annual fee on this card.

As expected with a platinum level credit card, there are platinum level benefits. These benefits include travel accident insurance (up to $500,000), auto rental insurance and discounts at certain merchants and retailers. You also have the ability to choose from a variety of card designs!

*One should note that, like many cash back reward program credit cards, rebates may not apply to all purchases mad with the card. In this case, the cardholder will not begin getting the 1% cash reward until they have spent $3,000 in one year, and it only applies to the amount over the $3,000. This would mean that if you spent $4,000 in one year using this card, you would see the reward applied only to $1,000 of the amount you have spent. This does not, however, take in to account any promotional offers or the full 5% Cashback Bonus®.

In summary, if you would like a cash back reward credit card and expect to spend more than $3,000 each year, the added benefits of double cash rebates at participating retailers can make this an attractive card to consider.

Also available in these designs:

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The Miles by Discover® Card is issued by Discover is designed for those with very good credit and like to travel. This travel rewards credit card offers double airline miles for travel and restaurant purchases (up to $3000), and one mile for each dollar you spend in general purchases. So if frequent travel in your passion, you may find that this travel rewards card is exactly what you are seeking.

Your earned miles can be used in a number of ways. You can redeem them for airfare, or reduced airfare, on most US based airline carriers. Redemption of miles towards airline fare is not subject to black out dates, so you can take advantage of this feature almost any time. In addition to airfare redemption, you can also redeem your miles for gift cards from roughly 50 brand-name partners or cash. This allows your miles to be used with even more flexibility!

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Earning miles is simple. As stated above, the card offers double airline miles (up to $3000) for travel and restaurant purchases, and 1 mile for each $1 spent on other purchases. In addition, during the first year as a cardmember, you can earn bonus miles by making a purchase every month (1,000 miles per month a purchase is made in the first 12 months, up to 12,000 bonus miles). You can accumulate up to 60,000 miles per calendar year, and best of all the miles do not expire so long as your account remains active within a 36 month period!

The Miles by Discover® Card offers a great 0% introductory rate on purchases and balance transfers with no annual fee. Applicants with the best credit will benefit from preferred interest rates on their account.

As you would expect with a card of this stature, there are number of additional perks that come with the Miles by Discover® Card. These perks include auto rental insurance, up to $500,000 of travel accident insurance, fraud and security protection services and internet account related services.

In summary, if you enjoy travel, have great credit and would like a 0% introductory interest rate, then this may be the credit card for you.

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The Starwood Preferred Guest® Credit Card, issued by American Express, is designed for travelers that frequently enjoy staying at Starwood hotels and resorts. With a number of hotels and resorts located worldwide and brands such as Westin, Sheraton and LeMeridien, this hotel reward credit card can really begin to pay off!

The reward program includes several features. One point is earned for each dollar  you spend on the credit card, while you can earn double points at participating Starwood properties and retail outlets. You can also earn additional points through the Starwood Preferred Guest® loyalty program!

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Points (called Bonus Starpoints®) can be redeemed for travel services, including hotel stays and airline travel and can add up quickly with a bonus of 10,000 points on the first purchase. These 10,000 points would be enough to get up to 3 free nights! Spend $15,000 in the first six months, and get an additional 15,000 bonus points! So long as you maintain an active account (within a one year period), the points do not expire!

One of the greatest features is the ability to use points with a variety of frequent flyer programs! Simply transfer accumulated points to the frequent flyer program of your choice within the Bonus Starpoints® program! There are over 30 major airlines involved in this, so chances are the one you need will be available!

There are other benefits to this premium credit card, including travel accident insurance, auto rental insurance, discounts via the Offer Zone and other fraud protection services for cardmembers.You can also expect to have additional perks such as purchase protection, return protection, extended warranties for purchases, zero liability for fraudulent purchases, and more.

At this time, there is an annual fee which is waived the for the first year. There is also a low introductory rate for purchases and balance transfers for the first six months.

If you plan to stay frequently at Starwood hotels and resorts, this credit card is for you.